Could my medical diagnosis have an impact of my healthcare premiums?

13 May 2016

With healthcare premiums on the rise for 2013, having a complete list of the medical diagnosis on file in your health record has become essential. With today’s electronic health record technology, it is easy for a healthcare provider to select (by mistake) the wrong diagnosis that would be stored in your health record. Once that diagnosis is selected, it is also electronically sent to your insurance company. If an incorrect diagnosis is sent to your insurance company, it is critical that you contact both the doctor and the insurance company and get this corrected.
In determining the healthcare premiums for patients, insurance companies analyze the medical diagnosis on file for each patient. If a mistake has been made on your health record, it could very well trigger an increase in your annual health premiums. For example, you may have gone to see the doctor for a digestive issue. When a doctor chooses your medical diagnosis they typically chose the medical diagnosis from an alphabetical list. The doctor may have intended to select “digestive” and by mistake selected “diabetes”. It was not intentional but mistakes do happen each day in medicine. That is why it is highly recommended that a patient logs-in and checks their health records at least twice a month. Any questions regarding your health records should be discussed with your healthcare provider.
ViewMyHealthRecords.com provides the technology patients need to securely access their health records. All data is encrypted until it is displayed for the patient online. If you currently do not have access to your health records then have your doctor contact ViewMyHealthRecords.com today. Taking the time to ensure your health records are correct could save you thousands in healthcare insurance premiums.